AI-assisted dispute tools. Your credit, your control.
CreditFox helps you upload credit reports, review possible inaccuracies, generate AI-assisted self-help dispute letter drafts, approve each letter, and track user-authorized mailings — all from one dashboard.
CreditFox is a self-help software platform. CreditFox is not a credit repair company, does not provide legal advice, and does not guarantee results.
Spot the weird stuff.
CreditFox organizes your report and helps surface items worth reviewing — duplicates, mismatched dates, and possible inaccuracies.
Draft without starting from scratch.
Generate a clear, factual dispute letter draft based on the information you provide. AI-assisted, never auto-sent.
Approve every word.
You review, certify, and authorize every letter. Nothing leaves the platform without your explicit approval.
Mail when you are ready.
Pay mailing fees only when you authorize a letter. No subscriptions buried in fine print, no surprise sends.
Track every step.
Monitor mailed letters, delivery confirmations, bureau responses, and recommended next steps.
Your dispute workflow, organized.
CreditFox is a self-help dispute software platform. Upload your credit reports, review possible inaccuracies, generate AI-assisted dispute letter drafts, and track every letter you authorize — all user-controlled, nothing automatic.
One calm dashboard. Total clarity.
Track drafts, approvals, mailed letters, delivery, and bureau responses — without juggling spreadsheets, sticky notes, and email threads.
No autopilot.
You are always in control.
CreditFox can draft and organize, but nothing is mailed unless you review, certify, and approve it. Every letter. Every time.
- · You authorize each mailing
- · You can edit any draft before approving
- · You can cancel before mailing
Mailing fees apply only when you authorize a letter.
Built to keep you in control.
Self-help software with clear boundaries. You stay in the driver's seat at every step.
The complete credit
improvement stack.
SmartCredit gives you live 3-bureau monitoring so you catch new problems as they appear. CreditFox turns those findings into approved dispute letters. Together, it's a no-brainer for $1 to get started.
SmartCredit is an independent third-party service. Trial terms and pricing set by SmartCredit. CreditFox does not guarantee monitoring approval, score changes, or dispute outcomes.
Start for $1.
Try CreditFox for 7 days for $1. Cancel anytime before the trial ends and you're never billed the monthly price. Mailing fees are only charged when you authorize a letter.
then $19/month · cancel anytime
1 upload/mo · 5 AI drafts/mo
- Manual credit report upload
- AI-assisted dispute letter drafts
- Self-help dispute dashboard
- Document storage
- Letter history
- User-approved mailing workflow
- Mailing fees separate
$1 today, then $19/mo after 7 days · cancel anytime
then $39/month · cancel anytime
Unlimited uploads · 30 AI drafts/mo
- Unlimited credit report uploads
- 30 AI-assisted dispute letter drafts/mo
- Advanced dispute tracking timeline
- Follow-up reminders
- Response document management
- Priority support
- Low-cost mailing options
$1 today, then $39/mo after 7 days · cancel anytime
Ongoing 3-bureau monitoring is available separately through our recommended monitoring partner. SmartCredit pricing is shown on the partner checkout page.
| Feature | Basic | Pro |
|---|---|---|
| Manual report upload | ||
| AI-assisted letter drafts | 5/mo | 30/mo |
| Dispute dashboard | ||
| Document storage | ||
| Response tracking | ||
| Follow-up reminders | ||
| Advanced timeline | ||
| Priority support | ||
| Mailing options |
Pay only when you authorize a letter.
Mailing fees are charged separately because every letter has real postage, processing, and tracking costs. You are never charged for mailing unless you approve and authorize the letter.
Subscription fees cover software tools, AI-assisted drafting, document organization, and dispute tracking. Mailing fees are charged separately only when a user approves and authorizes a letter. CreditFox does not guarantee results.
$1 today unlocks 7 full days · Cancel anytime in your billing portal · No credit repair claims, no guarantees